Loan Purpose

Built to unlock value from vacant land

The ORDE Vacant Land product caters for both owner-occupiers and investors seeking to purchase, refinance or release equity from residential or commercial vacant land.

Purchasing vacant land to build a residential property

Investing in commercial vacant land for future development

Refinancing or releasing equity from vacant land

Features

Investment and capital growth

Purchasing vacant land allows borrowers the freedom to choose how and when to develop the property.

Loans up to $2m
Up to 75% LVR for residential
Up to 65% LVR for commercial
Loan terms to 30 years
Prime and Near Prime borrowers
Individual, company or trust
Full Doc and Alt Doc
Principal & Interest or Interest Only
Up to 5 years’ interest only
No monthly or annual fees
No clawbacks

Why ORDE for Vacant Land loans?

Our loans are built for more — more flexibility, more support, and more confidence for you and your clients. Here's what makes us different.

Future development flexibility

We offer flexible loan structures to suit different strategies, such as those borrowers with an intention to construct a property in the future.

Easy path to residential construction

We make it seamless for borrowers to move from our Vacant Land product to a Residential Construction loan. The application fee is paid only on the increase in loan amount.

A lender you can rely on

Our expert team ensures a smooth, transparent lending experience so clients can move forward with certainty.

Income verification made easy

ORDE offers a full suite of income verification options – including Full Doc and Alt Doc – giving flexibility to tailor solutions to unique financial situations.

Vacant land loan for future development

Borrower Story:

Working closely with the broker and their investor client, ORDE arranged funding for the $1.8 million purchase of a premium vacant residential site in Melbourne’s growth corridor.

With plans to hold the land for future development, the borrower needed a flexible solution that preserved capital and supported long-term investment goals.

Together with the broker, we structured a 70% LVR loan with an interest-only period, giving the client the financial flexibility to manage planning approvals and prepare for a boutique townhouse project. Our collaboration ensured a smooth process, aligning the lending structure with the borrower’s broader investment strategy.

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