Loan Purpose

Built to suit more types of borrowers

ORDE’s Residential product caters to both PAYG and self-employed borrowers where residential property is available as security.

Buying a home with unique features

Investing in property for the first time

SMSF investing

Buying vacant land

Buying in regional areas

Consolidating debts

Refinancing or releasing equity

Purchasing within urgent timeframes

Managing past credit events

Features

Complex structures handled with care and expertise

Our loans are flexible and our credit team take a supportive approach to assessing every deal. We understand your customers’ pasts to help them reach their future goals.

Loans up to $3m
Up to 80% LVR
Full Doc and Alt Doc
Prime, Near Prime and Specialist borrowers
No monthly or annual fees
No clawbacks

Why ORDE for Residential loans?

Our loans are built for more — more flexibility, more support, and more confidence for you and your clients. Here's what makes us different.

More acceptable securities than most

This includes vacant land, multi-property or incomplete structures and rural properties.

Alt Doc made easy

Simplify the process for your client with the ORDE Accountant’s Declaration and non-intrusive follow-up.

Unrestricted cash out

We offer cash out for any worthwhile purpose including for your next property development or renovation, or even for growing your business.

Award-winning turnaround times

We support borrowers who have shorter time frames when purchasing a residential property.

Alt Doc purchase for self-employed café owner

Borrower Story:

ORDE recently partnered with a broker to deliver a tailored Residential Alt Doc Prime solution for a self-employed café owner in Sydney’s metro area. The client was looking to secure an owner-occupied property but, like many business owners, faced challenges providing traditional income documentation – latest tax returns hadn’t yet been lodged and previous returns didn’t reflect recent business growth.

To avoid missing the opportunity to purchase his first home, income was verified using an income declaration, Accountant’s Declaration, and the most recent six months’ BAS.

With a $640,000 loan approved at under 65% LVR on a 30-year term, the borrower was able to proceed with confidence. This outcome reflects ORDE's commitment to working closely with brokers to provide flexible solutions for self-employed clients.

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