Loan Purpose

Built to help Australians invest in their future through property

ORDE’s SMSF product provides a flexible and future-focused loan for borrowers looking to acquire residential and commercial property within their Self-Managed Super Fund portfolios.

Purchasing or refinancing residential property within SMSF portfolio

Purchasing or refinancing commercial property (including owner-occupied) within SMSF portfolio

Purchasing within urgent timeframes

Investing with short contribution history

Features

A simpler and smarter SMSF product

We have the flexible lending solutions and the specialist knowledge to make SMSF investing easier and more accessible for more borrowers.

Loans up to $1.75m for residential properties
Loans up to $5m for commercial properties
Up to 80% LVR
Full Doc and Alt Doc
Prime and Near Prime borrowers
Individual or corporate trustee
Loan terms to 30 years
Principal & Interest or Interest Only
Up to 5 years’ interest only
No liquidity requirements
No monthly or annual fees
No clawbacks

Why ORDE for SMSF loans?

Our loans are built for more — more flexibility, more support, and more confidence for you and your clients. Here's what makes us different.

Wide range of acceptable securities

This includes vacant and untenanted properties, using rental income as per the valuation report. We also accept residential off-the-plan purchases, with market value from the valuation report adopted.

Servicing outside the fund

Dealing with short contribution histories, low SMSF balances or insufficient rental income? We can help.

No liquidity requirement

Empower your clients to put more of their available capital to work, maximising opportunities to grow their SMSF.

Reassurance with pre-approval

Setting up trusts can be costly. We can provide peace of mind before any contracts are signed or money is spent by assessing off cash management or industry statements.

Expert support for short SMSF contribution history and tight deadline

Borrower Story:

We were approached by a broker with an SMSF client who required urgent approval to avoid the loss of a $170k deposit after delays caused by their initial lender. The borrower also had a short history of SMSF contributions through salary sacrifice, with additional contributions crucial to meeting servicing obligations.

ORDE approached credit assessment holistically, evaluating the borrower’s income, expenses and liabilities outside the fund to confirm their ability to sustain additional contributions. Our efficient processes and experience team meant the approval was delivered in time – saving the borrower’s deposit and securing their long-term investment.

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