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Residential Bridging Loans

Loan Purpose

Built to help borrowers get into their new homes sooner

The ORDE Residential Bridging product provides funding for the purchase of residential property while awaiting the sale of an existing property.

Purchasing while awaiting sale
Buying residential properties in Cat 1 and Cat 2 locations
Buying lifestyle and acreage properties
Purchasing within urgent timeframes
Features

Financial flexibility for seamless transitions between homes

Our bridging solutions provide the capital your customers need to buy first and sell later – without added stress or complexity.

  • Loans up to $5m

  • Up to 80% LVR

  • Full Doc and Alt Doc for end debt servicing

  • Prime and Near Prime borrowers

  • Interest capitalised during bridging

  • Vacant land as security considered

  • 12-month loan terms for contracted sales

  • 6-to-12-month loan terms for uncontracted sales

  • Principal & Interest or Interest Only

  • No monthly or annual fees

  • No clawbacks

Why ORDE for Residential Bridging loans?

Our loans are built for more — more flexibility, more support, and more confidence for you and your clients. Here's what makes us different.

Bridging funding simplified

No end debt? No income documents required. ORDE enables your customers to access funding without the usual hurdles, making it ideal for time-sensitive purchases or downsizers with no ongoing income.

Cash flow relief with no repayments during bridging

Interest is capitalised during the bridging period, meaning your customer doesn’t need to make repayments until their existing property is sold, easing financial pressure during the transition.

Vacant land accepted

With ORDE’s broad security appetite, customers can use vacant land to secure funding for the purchase of their new home.

Flexible financing for fast-moving markets

ORDE’s expert team, efficient process and flexible product helps your customers act quickly when opportunity knocks, without being held up by complex servicing requirements.

Bridging finance to facilitate a move closer to family

Borrower Story:

A broker approached ORDE on behalf of retired clients looking to sell their $1.25m home on the NSW North Coast and buy a $900k downsizer closer to family in the Hunter Valley.

Despite clear credit and an unencumbered property, the couple had no ongoing income to meet standard serviceability.

Luckily with ORDE, no end debt meant that no income documents were required. We approved the couple for our Prime Residential Bridging product, which gave them up to 12 months of bridging finance – helping them secure their new home and move closer to loved ones without delay.