Short-Term Interest Only Loans

Loan Purpose

Built for short-term financial objectives

The ORDE Short-Term Interest Only product provides flexible funding and helps preserve working capital, where a clearly defined exit strategy is available.

Unregulated purposes only

Residential and commercial property

HBU and Retained Stock profiles considered

Purchasing and refinancing

Releasing equity

Consolidating debt

Funding for short-term investment opportunities

Features

Flexible short-term lending facilities expertly delivered

Our loans are structured to provide borrowers with financial flexibility and cash flow for a defined period, enabling them to undertake high-value strategic projects.

Loans up to $5m
Up to 75% LVR
Unregulated transactions only
Loan terms between 6 and 24 months
Prime borrowers
Interest only payments
Interest Paid or Interest Budget repayment options
Full Doc, Alt Doc, or no income verification under Interest Budget option
No monthly or annual fees
No clawbacks

Why ORDE for Short-Term Interest Only loans?

Our loans are built for more — more flexibility, more support, and more confidence for you and your clients. Here's what makes us different.

Two flexible Interest Only repayment options

Borrowers can choose between our Interest Paid or Interest Budget option, depending on their unique financial situation. Both structures help preserve critical working capital until the planned exit, such as a property sale or asset realisation.

Fast, simplified access to funding

No income verification is required when using the Interest Budget option – helping your clients access funds quickly when timing is critical.

Wide range of accepted securities

Residential and commercial securities (including Retained Stock and HBU) are accepted, making this product suitable for a variety of short-term investment needs.

A lending partner you and your clients can trust

We’re guided by experience, transparency, and integrity – giving you confidence in our ability to deliver funding solutions for unregulated purposes with care and certainty.

Unlocking capital from residual stock with a strategic refinance

Borrower Story:

A property developer in metropolitan Melbourne had four unsold townhouses and an expiring loan with a private funder. With $1.25 million needed to refinance and time running out, their broker stepped in and partnered with ORDE to find a strategic solution. Using ORDE’s short-term interest-only product, the broker secured a facility at 65% LVR – giving the borrower room to breathe and time to sell down the stock without pressure.

By collaborating closely with ORDE’s BDM and credit team, the broker ensured the deal was structured to support a clean exit via staged sales. The borrower has already sold two of the four properties, with the remaining on market – demonstrating how the right product and a proactive broker can turn a tight deadline into a successful outcome.

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