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Retained Stock Loans

Loan Purpose

Built to make the most of completed projects

The ORDE Retained Stock product allows refinance and equity release on residential and commercial properties to be retained by the developer within 12 months of completion.

Recently completed residential developments with excess stock
Recently completed commercial developments with excess stock
Developments with greater than 5 dwellings (no more than 50% retained stock)
Refinancing or cash out
Features

Funding to support long-term investment strategies

We offer a flexible solution to help developers access working capital, providing the resources needed to reinvest and support future growth.

  • Loans up to $2m

  • Up to 80% LVR ex. GST

  • Loan terms to 30 years

  • Prime and Near Prime borrowers

  • Full Doc and Alt Doc

  • No monthly or annual fees

  • No clawbacks

Why ORDE for Retained Stock loans?

Our loans are built for more — more flexibility, more support, and more confidence for you and your clients. Here's what makes us different.

Commercial and Vacant Land securities considered

We accept a broader range of securities, offering developers the flexibility to use diverse assets to secure funding for their projects.

Smarter Alt Doc solutions

Our streamlined Alt Doc options ensure faster access to funding, making it easier for developers with non-traditional income profiles to unlock capital without the need for extensive documentation

Expert understanding of development needs

With deep credit expertise and extensive experience delivering development solutions, the ORDE team is ready to support developers with their long-term goals and capital management strategy.

Reliable, fast approvals

Count on us for fast, efficient approvals that enable your clients to keep their projects on track and moving forward.

Facilitating the next big opportunity

Borrower Story:

Our broker was working with a long-term development client, who had recently completed construction of 11 commercial factories in Melbourne. With eight factories already sold, the client planned to retain the remaining three as part of their long-term investment strategy.

The broker and their client came to ORDE seeking cash out against the retained assets to purchase a new site for their next commercial project.

ORDE provided fast, tailored funding through our Commercial Retained Stock product, delivering a solution at 70% LVR, helping the client to reinvest without delay and keep their development pipeline moving.