Orde Financial Logo
Log in
BrokersProducts

Expat Loans

Loan Purpose

Built for leveraging foreign income

The ORDE expat product is designed for Australian citizens and permanent residents residing or deriving greater than 50% of their income from overseas sources.

Australian borrowers living overseas
Australian borrowers receiving foreign income
Buying or refinancing a property in Australia
Buying or refinancing vacant land in Australia
Features

Flexible loans, no matter where life has taken you

We offer tailored lending solutions for expat borrowers, helping them put income earned outside Australia towards financial opportunities back home.

  • Loans up to $2m

  • Up to 80% LVR

  • Loan terms to 30 years

  • Prime and Near Prime borrowers

  • PAYG or self-employed borrowers

  • Principal & Interest or Interest Only

  • No monthly or annual fees

  • No clawbacks

Why ORDE for Expat loans?

Our loans are built for more — more flexibility, more support, and more confidence for you and your clients. Here's what makes us different.

Support for a range of financial situations

More clients are making the most of global opportunities – and ORDE is here to support them. Whether they’re living overseas or earning foreign income while working remotely from Australia, our flexible approach helps more expat borrowers secure the finance they need.

A credit team that understands expat complexity

From navigating Powers of Attorney and currency conversion to reviewing foreign tax returns and company documentation, our experienced team handles the details with care, so you and your client can move forward with confidence.

Seamless processes backed by local expertise

We combine our global outlook with a hands-on local team – streamlining complex expat lending with clear communication and timely approvals. No matter where your client is based, you can expect the same proactive support and responsive service that ORDE is known for.

Helping Australians turn overseas success into local opportunity

Borrower Story:

A broker approached ORDE on behalf of clients who had recently returned home to Australia after building a successful IT consulting business in the Czech Republic. Now back in Melbourne, they planned to continue operating overseas while setting up a new business locally, and were seeking funding for the purchase of a $1.3m family home.

ORDE assessed their foreign income using tax returns and detailed company financials, including a P&L prepared by their accountant. We were pleased to approve a loan at 70% LVR, providing the borrowers with a solution that supported their next chapter in Australia.